Together and Simplified
Dental Care + Insurance
No Deductibles. No Maximums. No Claim Forms.
We believe dental insurance should be simple so we’ve eliminated the guessing game. Our plans have predictable copays giving members an easy path to follow for understanding their exact costs rather than being surprised by a bill. We blend preventive dental care with broad insurance coverage, making it affordable, with no annual maximums or deductibles.
How Willamette Dental Insurance is Different
Traditional Dental Insurance
- Annual maximum coverage – typically $1500
- Annual deductible
- Out-of-pocket costs vary by provider
- Orthodontics typically for children only
- Provider network contracted to insurance plan
- No annual maximum*
- No deductible
- Predictable copay costs
- Orthodontics for adults and children
- Exclusive provider network
Self-Pay Discount Programs
- Usually an annual participation fee
- Annual max coverage, typically $1000
- Not insurance
- Treatment fees reduced, usually 20%
- Limited providers who accept the program
- No annual maximum*
- No deductible
- Predictable copay costs
- Orthodontics for adults and children
- Exclusive provider network
Traditional Dental Insurance
- Annual maximum coverage – typically $1500
- Annual deductible
- Out-of-pocket costs vary by provider
- Orthodontics typically for children only
- Provider network contracted to insurance plan
Self-Pay Discount Programs
- Usually an annual participation fee
- Annual max coverage, typically $1000
- Not insurance
- Treatment fees reduced, usually 20%
- Limited providers who accept the program
*Benefits for implants, TMJ treatment, and orthognathic surgery, have a benefit maximum, if covered by the dental plan. For complete details of coverage, refer to your certificate of coverage or policy for complete details.
Insurance with Value, Flexibility & Choice
Having both the insurance products and the dental providers in one organization allows us to offer our clients more than insurance which increases the value for our oral health care plans. Because we don’t operate by meeting treatment quotas, this holds costs down as well. Whether you prefer a traditional fully insured dental plan, a voluntary plan or a self-funded plan, we’re happy to work with you.
Professional
Manufacturing
Education
Small Business
Health Care
Individual and Family Plans
Great value for individuals and families can be found in our TrueCare dental insurance plans. Explore these options based on the state where you live.